Finology Software
Student loan API and MCP server providing verified federal student-loan repayment calculations (RAP, IDR, PSLF) for institutions and AI builders.
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Finology Software exposes a federal student-loan calculation engine through two interfaces: a REST API (OpenAPI, versioned under /v1) for products, and an MCP server (Streamable HTTP) for AI agents and assistants. Endpoints cover repayment projections, scenario comparisons, plan eligibility, and plan types. The engine tracks federal rule changes including the July 1, 2026 transition to RAP. Calculations are calculation-only: all loan figures travel in the request and no personal data is stored. One credential authenticates both surfaces with a shared quota. Sandbox keys are self-serve (25 calls/month, 30 days); production plans are Developer ($49/month, 2,000 calls) and Platform ($499/month, 100,000 calls). The MCP server is listed in the Claude Connectors Directory and ChatGPT plugin directory, and a keyless npm package (@finology/mcp-server) is available for evaluation.
- Category
- MCP servers
- Pricing
- freemium · from $0
- Free tier
- yes
- API
- yes
- MCP server
- yes
- SDK
- no
- Open source
- no
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Listed 2026-10-27 · last verified 2026-10-27 · extracted by @cf/zai-org/glm-5.3-flash · confidence 0.9
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API
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